A Message from Your Township Assessor
In the true spirit of local government, the staff in the Hanover Township Assessor's Office should be your first level of support for questions regarding the Cook County property tax process.
We are open Monday, Wednesday, Thursday and Friday from 8:30AM to 4:30PM at our main office in Bartlett. On Tuesdays, we are open from 8:30AM to 6PM.
From billing to exemptions, our knowledgeable staff is prepared to provide answers to any questions or concerns you may have. We look forward to serving you.
Thomas S. Smogolski, SRA, CIAO
Hanover Township Assessor
Please click here for information on SB41 - Amendment 3 Bill Summary from the Cook County Assessor's Office.
Click here to take a look at a video titled "Why Property Taxes Go Up When Value of Home Goes Down" offered by Cook County Board of Review Commissioner Dan Patlak.
Posted: January 15, 2014
SENIOR CITIZENS SEEKING TAX RELIEF CAN DEFER UP TO $5,000 IN PROPERTY TAXES PER YEAR
Contact Person: Thomas S. Smogolski
Senior citizens struggling with property taxes can defer payment of their property taxes until their homes or condominiums are sold. According to Hanover Township Assessor Thomas S. Smogolski, the Senior Citizen Tax Deferral Program allows seniors to defer as much as $5,000 of their property tax bill every year.
To qualify for the deferral program, seniors must have annual household income of less than $55,000, have equity in their homes that exceeds the sum of property taxes deferred, and have lived in their homes for three years. Small multi-family properties such as two-flats that generate rental income are not eligible for the program. Cook County Treasurer Maria Pappas, whose office administers the program, has set a March 1 deadline for deferral applications.
The tax deferral program is essentially a loan from the state that is assessed simple interest of 6% per year. To assure repayment, a lien is placed on the senior’s home that will prevent it from being sold until the loan is paid.
“Having a lien placed on a home is often considered a bad thing. But a home mortgage is also a lien on the home, and no one views mortgages in a negative light. Liens, whether for mortgages or property taxes, are merely designed to ensure that the lent money is repaid,” Smogolski said.
There are some circumstances, however, where senior citizens might not want a lien on their homes. Seniors uncertain about whether to apply can speak with the Township Assessor’s office, but should also consider discussing the matter with legal advisers, financial advisers or family members.
Smogolski advises those interested in the deferral program to apply for other tax benefits available to senior citizens. “If you are eligible for the deferral, you should also be eligible for the senior freeze and the senior homestead exemption. By applying for the other senior benefits, you will reduce your property tax liability, which reduces the deferred tax that will eventually be repaid.”
Seniors with additional questions about the deferral can call the Hanover Township Assessor’s office at (630) 837-0301.
Posted: January 15, 2014
APPLICATIONS FOR SENIOR PROPERTY TAX EXEMPTIONS MAILED; ALL SENIORS MUST APPLY TO RENEW THEIR EXEMPTIONS
Contact Person: Thomas S. Smogolski
Hanover Township Assessor,
Hanover Township senior citizens received renewal applications for senior citizen property tax exemptions earlier this week, and will have until February 5 to return them to the Cook County Assessor’s office. Local senior citizens should feel free to call the office of Hanover Township Assessor Thomas S. Smogolski for help completing the forms.
Eligibility for Senior Citizen Exemptions. There are two senior citizen tax exemptions:
1) The Senior Exemption, available to all seniors regardless of income, reduces property taxes by about $550. It is available to any owner-occupied residential property whose owner was born in 1948 or earlier.
2) The Senior Freeze provides some seniors with additional savings if the combined income of all members of the household is less than $55,000, and if the senior has been an owner-occupant of the property since January 1, 2012.
The senior applications that have been mailed are for 2013 property taxes, which are paid in calendar year 2014. The savings from the exemptions will appear on the second installment tax bills that will likely be mailed in July of 2014.Law on Erroneous Exemptions. A new law requires taxpayers to repay tax savings received from tax exemptions that they are not eligible for. If a senior citizen recently died or moved, the property may not be eligible for a senior exemption this year.
If the senior resided at the property at any time during 2013, the property will be eligible for the 2013 senior citizen exemptions for taxes paid in calendar year 2014. But the property will not be eligible for senior exemptions on the 2014 taxes (paid in 2015), unless the senior left a surviving spouse who was sixty-five or older. A surviving spouse who completes an application may continue receiving the senior exemptions.
Information for Seniors not Receiving Mailings. Homeowners who were born in 1948 turned sixty-five in 2013, and thus are likely to be eligible for one of the senior exemptions for the first time. “Taxpayers who recently turned sixty-five will not receive application forms when the senior renewal forms are mailed,” Assessor Smogolski said. “I encourage such individuals to call my office to obtain the forms and information necessary to receive the senior benefits. The forms are also available online at www.CookCountyAssessor.com.”
Interested in having a representative from the Hanover Township Assessor's office come to your association or organization? We can give a presentation on real estate tax related topics, exemptions, and answer questions about filing assessment appeals. Call us at 630-837-0301 or send us an email at firstname.lastname@example.org to schedule a visit.
Want to know when assessment notices are mailed, when tax bills will be mailed out or when & where the next Township seminar will be? Send us your email address to email@example.com to join our email list in receiving notifications from our office.